HomeLend Mortgage is your home loan lender for
home equity loans and more

With ethics and integrity, we provide no equity home loans
and poor credit home loans

HomeLend Mortgage Company is a direct mortgage broker that is dedicated to making your dreams come true by offering a wide array of services including home equity loans, no equity home loans and poor credit home loans. We look at each client as a person, as an individual with unique plans and goals for the future. Each person also has a different financial outlook and, as a home loan lender, we can work with individuals who have had a past bankruptcy, are self-employed, or have experienced slower credit or other boundaries to obtaining a mortgage. We also can compete with local banks on rates and closing costs.

At HomeLend Mortgage, we value our customers. How do we show that? We treat each client with respect and consideration by promptly returning all phone calls and answering all questions about home equity loans and poor credit home loans thoroughly. We work together to make sure our clients receive the best rate for their given situation. As a leading home loan lender in Ohio and Michigan, we understand that our customers are the people who make our business thrive and we try to make the process of obtaining a mortgage loan a pleasant and hassle-free experience. We want you to keep coming back to HomeLend Mortgage for all of your mortgage loan needs and we want you to tell your friends about the great service and spectacular rates you received with us so we can help them make their dreams come true as well.

Ethics
At HomeLend Mortgage, we work hard to treat our customers the way we would want to be treated. In this day and age, it is important to do business with caring professionals who you can trust, people with the same values and ideals that you hold. After learning about some of the well-publicized corporate scandals of the recent past, HomeLend Mortgage wants to assure all of our clients and prospective clients that we are an ethical company providing a wide array of services including home equity loans and no equity home loans.

So, what are ethics? According to the Merriam-Webster Dictionary, ethics are simply “a set of moral principles or values.” Being an ethical company means your business practices are honest and straightforward. It means we will not tell you one thing and go behind your back and do another to make a little more money. In business, especially the business of being a home loan lender, the management sets the ethical code of conduct for the company. If the management shows that they care about working hard, being truthful and caring for clients, the employees who work for them are sure to follow that example.

It is sometimes a challenge to be an ethical company in this global economy. The promise of making more money is sometimes a great draw that leads to unethical business practices. For many companies, it is easy to close up plants, leaving hundreds without jobs only to move operations to China, where employees are paid a fraction of what American workers make. There are many examples of unethical business practices but it is the promise of everyone at HomeLend Mortgage to take responsible actions based on integrity.

Most people who work in the business world are faced with difficult moral dilemmas everyday and how they deal with those situations shapes the way they do business as well as how the people around them interact. By setting high standards and acquiring a reputation for being principled, HomeLend Mortgage has proven we are an ethical company that can be trusted with your mortgage loan and home equity loan business.

Privacy Policy
HomeLend Mortgage Company knows that you expect your personal financial information will be kept private and secure when you are obtaining a home equity loan or a poor credit home loan. Our policy regarding the privacy of your information is designed to notify you of the types of information we collect as a mortgage broker from our clients, how we use that information, and the circumstances under which we will share that information with third parties. At HomeLend Mortgage, we respect your privacy. We are committed to treating your information responsibly.

Information Collection
In order to obtain any kind of loan including a mortgage loan, a no equity home loan or a home equity loan, certain personal financial information is always required. HomeLend Mortgage will collect only the information about you which is necessary to process your loan application. In order to process your loan, we have to gather some information about you that is not available to the general public. We glean this information from the sources described below.

We gather this non-public personal information from:

Sharing personal information
HomeLend Mortgage does not share any of this personal information about you with anyone except those who are authorized by you or required to view the information to determine your eligibility for a mortgage loan.

In certain instances, we subcontract work to other companies such as an underwriting service. We require these companies to act in accordance with strict standards of confidentiality and to have information protection measures in place.

This personal information may also be shared with another company that might be interested in buying your loan or with employees from a mortgage company who may service your loan. Each of these organizations has a strict code for protecting their clients’ private information and you can be sure that by working with HomeLend Mortgage Company, your personal information is in safe hands.

HomeLend Mortgage would never sell your personal information to any group, organization or business under any circumstances.

Confidentiality and security
The only people who will have access to your personal information are those employees who need to know that information to process your mortgage loan application.

HomeLend Mortgage follows safeguards (fiscal, electronic and procedural) to comply with federal standards to guard your personal information. To safeguard the personal and financial information we collect from your online, we use Verisign’s encryption/security software. The information you provide us through our web site is scrambled as it moves from your PC browser to HomeLend Mortgage’s computer systems, making it nearly impossible for anyone other than the professionals at HomeLend Mortgage to read.

Cookies
In order to continually improve our website and serve our customers better, HomeLend Mortgage makes use of cookie technology and web server logs to collect data on how our website is used. A cookie is a small amount of information that is sent to your browser from a web server and stored on your computer’s hard drive. The data in the cookies lets us map out the paths followed by users to our website as they move from one page to another. The web server logs allow us to count how many people visit our website and evaluate our web site’s visitor capability. This information helps us to design and arrange our web pages in the most user-friendly manner. It also assists us in continually improving our website to better meet our clients’ ever-changing needs. We do not use this technology to collect your email address or any other personal information about you.

Contact us
If you have any questions about our privacy policy, we would be happy to talk to you about them. Please contact us at:

Disclaimer
The information and materials contained in this site and the terms, conditions, and descriptions that appear therein are subject to change without notice. Not all products or services described on this site are available in all geographic areas. Your eligibility for particular products and services is subject to final HomeLendMortgage.com determination. HomeLendMortgage.com or its suppliers may discontinue or make changes to the information, products or services described herein at any time. Dated information is published as of its date only, and HomeLendMortgage.com does not undertake any obligation or responsibility to update or change any such information. HomeLendMortgage.com reserves the right to terminate all Web offerings without prior notice. Interest rate, program terms and conditions are subject to change without notice.

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