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At HomeLend Mortgage, we are dedicated to helping our clients reach their dreams. You can achieve your dream of home ownership and we can help. The knowledgeable professionals at HomeLend Mortgage have experience with a wide variety of loans including FHA loans and VA loans to make getting a new loan easy and less expensive than you ever dreamed. We’re dedicated to making your dreams come true.
The Fair Housing Act (FHA) was enacted in 1934 to prohibit discrimination in any aspect related to the sale, rental or financing of dwellings and to encourage home ownership through the use of low-interest mortgages. Loans related to this federal act allow you to put down as little as three percent of your home’s selling price and offer more lenient credit requirements. HomeLend Mortgage has been approved to provide FHA mortgages to its clients. An FHA home loan is an excellent alternative for first-time homebuyers or anyone who doesn’t have a lot of money for a down payment.
FHA is not a loan program that is strictly offered to low-income clients. You may still qualify for an FHA mortgage even if your income has been deemed too high for other federal programs. FHA loans are available to people at all income levels, regardless of your credit history. The loan officers at HomeLend Mortgage are very knowledgeable about government programs and loans. We would be happy to talk to you about your eligibility for an FHA loan.
Prior bankruptcy may not hinder an FHA home loan if it has been two years since your discharge. If you have slow credit or bad credit, don’t dismiss your dream of home ownership, call the experienced professionals at HomeLend Mortgage. You don’t have to pay rent anymore! Get an FHA loan from HomeLend Mortgage today!
- The lowest rates available from HomeLend Mortgage
- A down payment that is usually less than 3% down
- Acceptance of gifted funds for down payment
- A contribution from the seller for up to 6% of the sales price
- Requires no reserves
- Closing costs that are regulated through HUD (eliminates the risk of unnecessary fees)
- Low mortgage insurance (Mortgage Insurance Premium or MIP)
- Welcomes approved condos with no up-front mortgage insurance payment required
- Requires no minimum credit score
- A prior credit problem is no worry because the FHA underwriting guidelines are more liberal than those for most traditional mortgages. Even if you have had bad credit in the past, you may be able to get a low interest mortgage
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Call us to learn more about the Ohio FHA loan programs and Michigan FHA loan programs which include a small down payment, low interest rates and low closing costs. We can help you move into your dream home in no time.
The maximum loan amounts offered by this program vary by region. To learn more about the types of FHA loans that we offer, call HomeLend Mortgage today at 888/865-2227. Apply Now.
HomeLend Mortgage also offers VA loans and veterans benefits. Eligible veterans can forget about the down payment. If you are a United States veteran, we have loan specialists who are ready to help you buy your dream home.
If you qualify, you may be eligible for a loan through the Veterans Administration which is guaranteed up to $240,000. This program finances 100% of your mortgage and requires no mortgage insurance. Sellers are permitted to contribute funds towards closing costs through a VA loan meaning the buyer can close on a home with no added expense! Some of the highlights of a VA loan include:
The lowest rates around
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No money down
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Financing of 100% of your mortgage
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Requires no reserve
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Mortgage insurance is not required
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Pre-qualified applicants can have a loan in 24 hours
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Rate locks are available for 30 or 45 days
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For more information on the low interest VA loans available through HomeLend Mortgage, call or email us today. We want to help you finance your dream home.
The text and resources contained in this site and the terms, provisions, and descriptions that appear therein are subject to change without notice. People living in certain geographic areas may not have access to some products or services described on this site. The loan officers at HomeLend Mortgage will determine your eligibility for particular products and services. HomelendMortgage.com or its suppliers may terminate or make amendments to the information, products or services described herein at any time. Dated information is published and accurate as of its release date only, and HomelendMortgage.com does not assume any obligation or accountability to update or change any such wording. HomelendMortgage.com reserves the right to discontinue all Web offerings without preceding notice. Interest rate, program terms, requirements and conditions are all subject to change without prior notice.
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